中國平安網上保險

Any unforeseen accidental loss or damage such as fire, gas explosion, flooding, burglary or other accidental damage. Each item limit is HK$150,000 for any one event

• Cover Brittle items (Subject to your insured limit)

Such as jewellery, watches, furs, digital cameras/videos, etc

Cost of temporary accommodation following damage to home

Accidental loss or damage to home contents that are temporarily removed for repairing or cleaning.

Accidental loss or damage to your domestic helper's personal effects.

Cover reasonable cost of replacing damaged windows, door locks and keys due to burglary at Home.

• Offer compensation if you and/or your spouse suffers accidental death as a result of fire, explosion or burglary at home
• Offer medical expenses if you and/or your spouse suffers bodily injury as a result of fire, explosion or burglary at home (Subject to the above limit in respect of any one event (HK$5,000/person))

Loss or Damage to food in a domestic refrigerator caused by a rise or fall in temperature or contamination from refrigerant or refrigerant fumes. The duration period of the refrigerator should be less than 5 years.

Cover the cost and expenses necessarily incurred in the removal of debris following any insured accident

Cover accidental loss of or damage to Home Contents during the period of interior decoration or refurbishment works by contractors. The period of such works must be completed within two(2) consecutive months.

• Interior decoration or refurbishment works also apply to the new home for 2 months from the beginning of the lease or the forst time of owning a property.

Loss of or damage to Home Contents during the course of removal by a professional remover.

Cover the loss following unauthorized use of credit card(s) due to burglary at Home.

Cover the loss of personal effects at your workplace.

Damage to flooring, which was provided by the building developer or your subsequent renovated fittings of the insured Premises.

We will offer you 24-hour home assistance hotline at 2851 1990 for free referral assistance, including:

• Home Refurbishment
• Medical or dental referral
• Plumber
• Electrician and air-conditioning engineer
• Home nursing or baby sitting
• Locksmith assistance (HK$500)

Loss of or damage to your personal effects happening anywhere in the world.

Cash loss due to robbery, burglary or accident.

Cover the actual cost or fees necessarily incurred for replacement of the loss of the passport, driving license, HKID card, travellers' cheques, passenger tickets or credit cards due to burglary at Home

Any claims against you or your family members, pets (dogs & cats only) in the event of your negligence causing third party bodily injury or property damage (U.S.A and Canada are excluded in this provision)